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Kona Real Estate Management Joseph A. Garcia, BIC Christina Sotelo, BA 808-329-3121 www.konahomesandrentals.com “A small but professional father-daughter run company, (father licensed since 1972 and daughter since 2004) both Hawaii real estate brokers, specializing in long-term rentals, as well as listings and sales and home check services. Call us today for more details on how we may be of service to you.” KEAUHOU ESTATES 3 bed/2 bath MLS#292614 • $514,999 KONA KAI UNITS 1 bedroom Starting at $40,000 Leasehold Please call to check what is for rent 808-329-3121 PROPERTY CARE “We provide personal care and check your home / condo while you’re away.” VacationHouseCheck.com Joan@vacationhousecheck.com (808) 987-1869 Est. 2005 Joan & Peter Kinchla West Hawaii Real Estate | September 28, 2016 9 DRYWALL CONTRACTOR Drywall Installations Hawaii Quality Licensed Professionals Metal Stud Framing / T Bar Ceiling Hang, Tape and Texture Demo / Rubbish Removal FURNITURE FURNITURE NEW & NEARLY NEW • ALSO REUPHOLSTERY • We buy, sell & trade Will pick up one item or a houseful! 329-4477 ELECTRICAL NO JOB TOO SMALL FOR ALL YOUR ELECTRICAL NEEDS, WE WELCOME YOUR CALL. Ph/Fax: 325-1600 Cell: 936-0260 Lic.# C-24983 allphaseelectrical@hawaii.rr.com "Specializing in Solar Power Services" ELECTRICAL SERVICES Always on Electric 24/7 808.640.3391 ELECTRICAL CONTRACTOR We Can Help With • COMMERCIAL & RESIDENTIAL • TROUBLESHOOTING • DATA & PHONE • HIGH VOLTAGE LIC.# C-26849 Permits Process 74-5490 Kaiwi St. Kailua-Kona by Ace Hardware Interior Design by She Designs Hawaii KALOKO FURNITURE Monday - Saturday 9:30 am - 5:30 pm Free Islandwide Delivery ,BVIPMB4USFFUJO)BMF,VAJ1MBBt LBMPLPGVSOJUVSFDPNtWJTJUVTPOGBDFCPPL GATES Custom Railing Systems-Aluminum-Stainless-Glass & Cable Design-Materials-Installation Fencing & Custom Gates www.railingsystemshawaii.com btremain@railingsystemshawaii.com Bob Tremain Licensed C-25912 73-4272 Hulikoa Dr. Kailua-Kona, HI 96740 Cell: 808-938-9526 Ph. (808) 325-6105 RESIDENTIAL • COMMERCIAL • TENANT IMPROVEMENT & REMODEL 808-896-3739 • dih2001@hotmail.com Ashford Alices Owner • License #C-21983 series of average been 5 rents it difficult home about a homeowners payment relative. under were received 34 percent), in the aid to said relative no surprise respondent, assist. buyers lenders now with as obtaining as after the downturn,” says NAR President Tom Salomone, brokerowner of Real Estate II Inc. in Coral Springs, Florida. “Every buyer is different. Before deciding how much to use on a down payment, buyers should carefully review their financial situation and make sure they still have enough money set aside after the home purchase for unexpected expenses and emergencies. A Realtor® will walk through what to consider based on what a buyer can comfortably afford.” Feelings about direction of U.S. economy, personal financial outlook remain unchanged Following the same trend line since the inaugural HOME survey in December 2015, a little less than half of all households in the survey believe the economy is improving (48 percent). The younger the household the more optimistic they were about the economy’s future prospects. Meanwhile, nearly two-thirds of those living in rural areas (63 percent) and 61 percent of those over the age of 65 don’t believe the economy is improving. The HOME survey’s monthly Personal Financial Outlook Index, showing respondents’ confidence that their financial situation will be better in six months, ticked up very slightly (to 58.6 in September) since June (57.7), but is up much more since last September, when stock market losses at the time temporarily caused more consumer angst (53.0).


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